With our insurance partners we've drawn up specific and comprehensive insurance plans tailored to the industry. Accidents happen, and when they do, insurance will protect both people and property in the aftermath. What can I do if my neighbour's trees are causing me problems? We hope this information has been useful and that the three lessons we've outlined have helped you appreciate the importance of only hiring suitably qualified tree surgeons. The advice you give on tree health can also lead to a claim against you and loss arising from advice is generally not covered under your Public Liability insurance, especially if that advice is given for a fee.
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It is always possible to remove or prune or reduce trees of any size in limited spaces and we have many years of experience in doing so in your area……. How can I tell if I have a dangerous tree? They were also able to receive a weekly sum due to having Personal Accident Cover on the policy. Tree Surgeon Insurance - The Bottom Line. We always provide free quotations, which are confirmed in writing. Our assurance is that the work will be carried out by our qualified tree surgeons, to your satisfaction, for the cost quoted in advance…. Call the Insurance Company. Tree surgeons care for trees by diagnosing diseases and pest infestations, spraying with fungicides or pesticides, filling cavities to prevent further decay, providing structural support to branches, and pruning or removing diseased or unwanted trees or parts of trees, or grinding tree stumps. We decided that a crown... Sam and his team did a superb job. Cover for bodily injury as a result of the advice given under your professional indemnity policy. Employers' liability insurance is designed to pay compensation in the event of an injury or illness where the employer is found to be responsible. Team of specialists on hand. PI Claims Notification Flyer|.
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After inspecting this large Ash tree with Ganoderma decay fungus present at the base, it was agreed that the weight within the crown must be... This is because you would be in breach of your duty of care as an insured party, having selected a tree services company that did not hold the relevant qualifications and certifications. A few years back the HSE reported a prosecution of a contractor that had hired a tree surgeon to carry out tree felling. This type of cover can help with that, though it might be an optional extra with some policies. Lesson 2: if your tree surgeon or contractor does not hold City & Guilds NPTC certificates in the use of the equipment they are utilising for your job, or the relevant certificates of competence for the use of a chainsaw, then any insurance policy they may hold is likely to be void as they will be in breach of PUWER and therefore non-compliant with English law. If you employ staff, employers' liability insurance is a legal requirement.
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Plastering And Stucco Contractor. Our long term expertise in the market means that we offer very wide cover from top quality insurers. For example, if you have staff, you'll legally be required to take out employers' liability insurance, which might make the cover more expensive. While falling his arm is exposed to the chainsaws blade, with injury caused to his left arm. Accident and sickness insurance policy is similar to employees' compensation or employers' liability policy. We as a business have regularly contributed to discussions on leading industry discussion forums in the past on this very subject.
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They must have NPTC certificates for chainsaw use, both on the ground and aerially. Waste Haulers & Garbage Collection. In 1977 BIBA was founded to represent the independent insurance brokers. Tree surgeons do important work, but it's not without its risk. Most of these have sharp edges and therefore create a relatively high safety issue to members of the public. First Aid at Work Certificate. Cistern Contractors. Benefits of tree lopper and arborist insurance.
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A reputable tree surgeon will work to BS3998:2010. Our specialists can also take you through our range of flexible payment options to help you spread the cost of your insurance. Property exposures may be limited to an office with a storage yard for vehicles and equipment. The 2 men and the woman team came the 2 days on time, they removed a tree, ivy, some plants and the bamboo (with a lot bamboo roots included). We are a global, multifaceted insurance broker that has been helping to protect businesses of all sizes across a large number of industries since 1927, becoming one of the most trusted and highly regarded names in the corporate and professional insurance sector. Personal accident cover as well as income protection can protect you should you be hurt on the job, especially if it means you are unable to work for a while. Dryer Vent Cleaning. When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible. Stone And Tile Installer. Our team of experts have years of experience supporting tradesmen and contractors like you. Depending on the scope of work they specify, insurance brokers can run comprehensive assessments to determine your business's needs or even handle the entire claims process.
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Which liability cover you need depends very much on the specifics of your business. Do you know why people depend on your services as a tree lopper, pruner and stump remover specialist? YOUR Insurance can provide a tree surgeon insurance policy to suit the particular challenges and risks of your business. Insurers will always have different takes on what should be part of a standard tree surgeon insurance policy, so bear in mind that some of the following points won't be a part of every policy. Read on to learn more about the ins and outs of tree surgeon insurance and how we can help you find a suitable policy for your business. This can delay work until the nesting season is over…. What insurance does a tree surgeon need if they have people assisting them? Water Well Drilling. If any type of bird is nesting in a tree or hedge then it is legally protected, so long as the nest is in use. These are just some of the different tree surgeon insurance policies that arborists should have. Legal expenses cover. We source comprehensive policies alongside more specific cover and, because every business is different, we tailor each search to the client. In order to use a chainsaw on the ground, use one in a tree and work from a rope and harness, each tree surgeon should carry a card which will should certify the completing of units CS30. Premises liability exposures can be light at the tree surgeon's own premises if there is no public access.
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The contracting industry is a field that involves a lot of risks, both for the contractor and for the clients they work for. Spraying crops, with or without fertilizing. Why you need Tree Surgeon Insurance.
Consult with Town & Country Tree Services for tree condition reports, t ree hazard and risk assessment, t rees in site developments, t ree preservation planning issues, t ree surveying, m anagement of ancient and veteran trees. Ensuring that your income is protected in the event you can't work through an injury is crucial. Arborists and Tree Contractors are faced with a high level of risk daily. Your line of business involves the use of heavy equipment and powerful machinery.